License to Litigate - Emerging Trends in the Liability Insurance Industry: 2025 Focus Report


Price : $1,500.00



Conning’s 2025 Liability Study, License to Litigate, analyzes the escalating pressures reshaping the U.S. liability insurance market. Social inflation, nuclear verdicts, expanded legal doctrines, and technological disruptions are driving unpredictable, high-cost claims across lines like products liability, D&O, and environmental risk. The study highlights rising jury awards fueled by social media, corporate mistrust, and third-party litigation funding, particularly in litigation hotspots like California, Florida, and New York. ESG-related exposures and climate disclosure litigation are intensifying scrutiny on corporate governance. Meanwhile, reinsurers face pressure from capacity constraints, bad faith allegations, and complex excess-of-limits claims. The report also evaluates the impacts of recent court rulings, tort reforms, and surging product recalls. It advocates for proactive strategies like collaboration, better claims modeling, and tort reform to manage mounting liabilities.


Readers will gain actionable insights into emerging risks, pricing dynamics, and litigation trends that can directly impact underwriting, reserving, and strategic planning. It's essential reading for carriers, reinsurers, and brokers aiming to stay ahead of systemic shifts in the liability space.



1. Introduction


2. Current Market Landscape


3. Social Inflation Drivers


4. Reinsurance in the U.S. Liability Market


5. Recent Court Rulings, Product Recalls, and Tort Reform


6. Strategic Defense and Collaborative Solutions


7. Forging Ahead