Cyber Insurance: The Increasing Insurability of Cyber Risk - 2026 Focus Series


Price : $1,500.00



Cyber risk continues to expand as digital dependence deepens, yet cyber insurance remains one of the industry’s most debated growth lines.


Conning’s 2026 Cyber Insurance Focus Study, Cyber Insurance: The Increasing Insurability of Cyber Risk, examines whether today’s cyber insurance market is keeping pace with the evolving threat landscape.


Informed by interviews across the cyber insurance ecosystem, the study analyzes how underwriting has evolved, where demand is shifting, and whether structural constraints may limit the market’s long-term scalability. It explores:



  • How underwriting discipline has strengthened through enhanced data, modeling, and cyber hygiene standards

  • Why demand growth remains uneven, particularly among small and mid-sized businesses

  • Emerging concerns around capacity, pricing pressure, and systemic accumulation risk

  • Ongoing questions surrounding coverage adequacy and the practical boundaries of insurability


Focused primarily on commercial cyber insurance, with perspective on the developing personal lines market, the report provides a clear assessment of the market’s current trajectory — and what must evolve for cyber insurance to mature sustainably.


 




Table of Contents:



  • Executive Summary

  • Introduction

  • Setting the Stage: The Evolution and Current State of Cybercrime

  • A View of the Cyber Insurance Market

  • It's Not Always Sunny in Cyber

  • Where is the Cyber Insurance Market Heading?

  • Conclusion