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Terms of Use

By accessing this Web site and any materials presented herein (the "Site"), you acknowledge and accept the following terms and conditions pertaining to the use of the Site (the "Terms of Use"). Conning & Company, its subsidiaries, Conning Inc. and Conning Investment Products, Inc. and its affiliates Conning Asset Management Limited and Conning Asset Management (Europe) Limited (together, “Conning”), reserve the right to change these Terms of Use without notice at any time. Each use of the Site constitutes your agreement to be bound by the then-current terms and conditions set forth in these Terms of Use.

Site Ownership and Operation

This Site is owned and operated by Conning ("Conning," "we," "us" or words of similar import).

This Site is intended to be available only to persons who accept these Terms of Use. Such persons and their duly authorized representatives are referred to in these Terms of Use as "users" or "you." It is the responsibility of users to take reasonable steps to cause their authorized representatives to comply with these Terms of Use. Each user is requested to bring to our attention promptly any aspect of the material on, or the functionality of, this Site that is not to the user's satisfaction or appears defective in any way.

We endeavor to maintain this Site and its operation, but we are not, and cannot be, responsible for the results of any defects that may exist in the Site or its operation. THE OPERATION OF, CONTENT OF AND ANY MATERIALS MADE AVAILABLE THROUGH THIS SITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS IN THIS SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY OR OTHERWISE. THE MATERIALS IN THIS SITE COULD INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. THESE MATERIALS COULD BECOME INACCURATE AS A RESULT OF DEVELOPMENTS OCCURRING AFTER THEIR RESPECTIVE DATES. WE UNDERTAKE NO OBLIGATION TO MAINTAIN THE CURRENCY OF SUCH INFORMATION. WE MAKE NO WARRANTY THAT: (I) THE OPERATION OF THE SITE WILL MEET THE USER'S REQUIREMENTS; (II) ACCESS TO THE SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR FREE OF ERRORS; OR (III) DEFECTS WILL BE CORRECTED. You (and not we) assume the entire cost of all servicing, repair or correction that may be necessary for your computer equipment and software as a result of any viruses, errors or other problems you may have as a result of visiting this Site.

This Site may contain links to Web sites operated by parties other than Conning. Such links are provided for your convenience and reference only. The linked sites are not under the control of Conning, and Conning provides no warranties regarding either express or implied, and is not responsible for the contents of any linked site or any link contained in a linked site. The inclusion of a link does not imply any association with its operators or any endorsement of the linked site by Conning.

Applicability of Terms of Use

These Terms of Use apply to the use of this Site. There may be provisions in separate subscription and other agreements executed between Conning and you which govern aspects of the use of this Site. If there is an inconsistency between these Terms of Use and any such agreements, the terms of the agreements will prevail.

No Investment Advice, Recommendations, Offers or Solicitations

You alone will need to evaluate the merits and risks associated with the use of this Site. Decisions based on information obtained from this Site are your sole responsibility. The information available through this Site is not and should not be construed as any advice, recommendation or endorsement from us as to any legal, tax, investment or other matter. Nothing on this Site shall be considered a solicitation or offer to buy or sell any security, future, option or other financial instrument (including an interest in Conning) or to offer or provide any investment advice or service to any person in any jurisdiction. Nothing contained on this Site constitutes investment advice, and the views expressed on this Site should not be taken as advice to buy, sell or hold any investment. No aspect of the information provided or available on the Site is based on the consideration of the user's personal circumstances. USERS SHOULD CONSULT WITH AND SEEK PROFESSIONAL ADVICE FROM THEIR OWN ATTORNEYS, ACCOUNTANTS AND FINANCIAL ADVISERS WITH RESPECT TO THEIR INDIVIDUAL CIRCUMSTANCES AND NEEDS.

Statements and information in our publications and on this Site are compiled from sources that we consider to be reliable or are expressions of our opinion. Any views expressed on this Site by us were prepared based upon the information available to us at the time such views were written. Changed or additional information could cause such views to change. All information is subject to possible correction. Information may quickly become unreliable for various reasons, including changes in market conditions or economic circumstances. Past performance is not necessarily indicative of future results.

Monitoring of Site

We expressly reserve the right to monitor any and all use of this Site. We are under no obligation to do so and assume no responsibility or liability arising from the use of this Site. You acknowledge that there is a risk that data, including email, electronic communications and personal data, may be accessed by unauthorized third parties when communicated between you and us through this Site.

Conning may investigate any complaint or reported violation of its policies and take any action that it deems appropriate. Conning also reserves the right to report any activity that it suspects may violate any law or regulation to appropriate law enforcement officials, regulators or other persons or entities. In order to cooperate with governmental requests, to protect Conning's systems and Users, to ensure the integrity and operation of the Site or Conning's business or systems, or otherwise to comply with the law and legal process, Conning may access and disclose any information it considers necessary or appropriate.

Passwords and Security

You may not access any password-protected portion of the Site unless you received a password from and are authorized by Conning. You are solely responsible for maintaining the confidentiality and security of your password, and you hereby agree not to disclose your password to any third party. You accept full responsibility for all activity conducted through your account and agree to and hereby release Conning from any and all liability concerning such activity. You agree to notify Conning immediately of any actual or suspected loss, theft or unauthorized use of your password. Conning has no obligation to inquire as to the authority or propriety of any use of or action taken under your password and will not be responsible for any loss to you arising from any such use or action or from your failure to comply with the above. Conning will take reasonable security precautions when using the Internet, telephone or other means to transport data or other communications, but expressly disclaims any and all liability for the accessing of any such data or communications by unauthorized persons or entities.

Intellectual Property

The content available through this Site, including, but not limited to: the information on the Site; publications; images; charts; graphs; graphics; designs; photographs; any Marks (as defined below); and software and HTML code (collectively, the "Content") are, except as otherwise explicitly noted, the property of Conning or its licensors (as the case may be) and are subject to protection by U.S. and international intellectual property laws and treaty provisions, including, but not limited to, those relating to patent rights, copyrights, trade secrets, trade names, trademarks, service marks, moral rights, know-how and any other similar rights.

Subject to these Terms of Use and, except as expressly indicated otherwise herein or on the Site, you agree not to download, copy, store, manipulate, reformat, modify, adapt, reproduce, retransmit, distribute, circulate, display, publish, perform, sell, rent, print or create derivative works from, or make any other use of the Content (or any portion thereof) without the prior written approval of Conning. The preceding sentence prohibits you from, among other things, posting any Content to forums, list services, newsgroups, mailing lists and electronic bulletin boards without the prior written approval of Conning. You are not authorized to resell access to any Content or to redistribute or facilitate the redistribution of any such Content for sale to others. You may not delete copyright or other intellectual property rights and proprietary notices from printouts of electronically accessed materials.

You agree and acknowledge that all trademarks, service marks, logos, names and titles (collectively, the "Marks") on the Site and within the Content are proprietary to their respective owners and are protected by applicable law. Nothing on this Site should be construed as granting any license or right to use any of the Marks displayed on this Site. Any unauthorized use of the Marks or any other Content is strictly prohibited.

Publications available on this Site are prepared for and distributed exclusively to specific clients of Conning or other authorized users. All Conning publications are copyright protected. Further distribution, sale or reproduction, in whole or in part, and by any means, is prohibited. Users should be aware that our publications and studies are encoded to allow us to trace the original recipient of the publication. We have and will continue to enforce our copyrights to the fullest extent of the law.

Prohibited Uses

Users may not:

• use this Site to commit criminal or civil violations of federal, state, local or international laws, regulations or other government requirements. Conning reserves the right to report any activity that may violate any law or regulation to appropriate law enforcement officials, regulators or other third parties;
• tamper with, or attempt to tamper with, this Site, including uploading, posting, emailing or otherwise transmitting any material that contains viruses or any other computer code, files or programs that might interrupt, limit or interfere with the functionality of any computer software or hardware or the telecommunications equipment that is owned, leased or used by us. We reserve the unconditional right to remove from the Site anything we consider harmful, offensive, or in violation of law, regulation or any agreement.
• copy, post, reproduce, transmit, upload, republish or distribute in any way material from this Site in any manner inconsistent with the purposes for which we offer it;
• without our express written permission, copy, modify or display our name, or any Content from this Site;
• without our express written permission, redeliver any of the Content of this Site using "framing," redirection or similar technology or otherwise deliver this Site in a manner that does not maintain the integrity of the layout, content and look and feel of this Site;
• include any trademark, trade name or service mark of ours, the name of any of our personnel, or any variation of any of the foregoing, or any other indicator that may create a likelihood or confusion or a false or misleading impression of affiliation, sponsorship or endorsement between us and any user and/or Web site;
• upload, post, reproduce or distribute any information, software or other material protected by copyright or any other intellectual property right (as well as rights of publicity and privacy) without first obtaining the permission of the owner of such rights; or
• archive this Site.

Modification and Termination of Site

We reserve the right to modify or discontinue all or any portion of this Site made available thereby at any time without prior notice. The Site may also be unavailable during periods of maintenance or for other reasons.

We may block access to the use of all or any portion of this Site without prior notice for any reason in our sole discretion. We reserve the right to prohibit, restrict or terminate a particular user's access to this Site, without giving notice of, or a reason for, such action. These Terms of Use will continue to apply to your past use of the Site in the form in which it existed at the time of the subject use. Termination of your access to and use of the Site shall not relieve you of any obligations arising or accruing prior to such termination or limit any liability that you otherwise may have to Conning.

We are not required to make available or to continue to make available this Site to residents of any jurisdiction where we determine, in our sole discretion, that furnishing this Site might be unlawful under the laws of such jurisdiction or for any other reason.

Privacy Policy

Click here to view our privacy policy

Materials to be Consulted in their Entirety

All materials at the Site are meant to be reviewed in their entirety, including any footnotes, legal disclaimers, restrictions or disclosures and any copyright or proprietary notices.

Limitation of Liability

You are entirely liable for activities conducted by you or your representatives in connection with your use of the Site. Under no circumstances shall we be liable for any damages or injury, including any direct, special, incidental, consequential or punitive damages, that may result from the use of, or the inability to use, the materials in this Site, whether in an action of contract, negligence or other tortious action, arising out of or in connection with the use or performance of information available in the Site. We shall not be liable even if we or an authorized representative of ours has been advised of the possibility of such damages. These include, but are not limited to, damages or injury caused by error, omission, interruption, defect, failure of performance, delay in operation or transmission, line failure or computer virus or other harmful component.

Limitations on Exclusion of Warranties

Applicable law may not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. Accordingly, some of the above limitations or exclusions may not apply to you. However, in no event shall our total liability to you for damages, losses, and causes of action (whether in contract, tort (including, but not limited to, negligence), or otherwise) exceed the amount paid by you, if any, for accessing this Site.

Indemnification

You agree to defend, indemnify and hold us, our employees, agents, officers, directors, agents, contractors, suppliers and other representatives harmless from and against all liabilities, damages, claims, actions, costs and expenses (including attorneys' fees), in connection with or arising from your breach of these Terms of Use and/or your use of the Site.

Severability

If any provision of these Terms of Use shall be held to be unlawful, void, invalid or unenforceable by any court, or regulatory or self-regulatory agency or body, such condition shall attach only to such provision. The validity of the remaining provisions shall not be affected thereby and these Terms of Use shall be carried out as if any such unlawful, void, invalid or unenforceable provision were not contained herein.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the United States of America and the State of Connecticut. In connection with any litigation, without limiting Conning's right to bring an action against you in any jurisdiction, you further agree to submit to the exclusive jurisdiction of and venue in the state and federal courts of Connecticut and hereby waive any objection to the propriety or convenience of venue in such courts. Any claim or cause of action you may have arising out of or related to the use of this Site or these Terms of Use must be filed within one (1) year after such claim or cause of action arose regardless of any statute or law to the contrary.

Assignability

These Terms of Use will be binding on and will inure to the benefit of the legal representatives, successors, heirs and assigns of the parties hereto. Conning may assign these Terms of Use in whole or in part at any time without your consent. You may not assign these Terms of Use or delegate any of your obligations hereunder. Any purported assignment of these Terms of Use in violation of its terms shall be void.

Notice to Conning

Any notice to Conning that is required or permitted by these Terms of Use shall be in writing and shall be deemed effective upon receipt, when sent by confirmed email to vi.smalley@conning.com or when delivered in person or mailed by first class, registered or certified mail, postage prepaid, to Conning & Company, One Financial Plaza, Hartford, CT 06103-2627.

No Waiver of Rights

No failure of either party to enforce any of its rights under these Terms of Use will act as a waiver of such rights.

Entire Agreement

Except as otherwise provided herein, these Terms of Use, including all agreements and policies incorporated herein by reference or by hyperlink, as they may be amended from time to time by us, including, but not limited to, posting such amendments on this Site, constitute the complete and exclusive agreement between Conning and you with respect to the use of this Site and supersede all prior discussions, understandings and agreements with respect to the use of this Site.

Securities Disclaimer

Conning & Company is the parent of Conning Inc., Goodwin Capital Advisers, Inc., and Conning Investment Products, Inc., and an affiliate of Conning Asset Management Limited and Conning Asset Management (Europe) Limited (together, “Conning”). Conning is a portfolio company of the funds managed by Aquiline Capital Partners LLC (a New York -based private equity firm,) with offices in Hartford, New York, Dublin, London, Cologne, and Hong Kong.

Conning firms are registered with the Securities Exchange Commission under the Investment Advisers Act of 1940, the Ontario Securities Commission, the United Kingdom's Financial Services Authority, and Ireland's Central Bank of Ireland under Regulation 11 of the MiFID Regulations. Conning primarily provides asset management services for third-party assets. Conning predominantly invests client portfolios in fixed income strategies in accordance with guidelines supplied by its institutional clients.

Conning Inc. and Goodwin Capital Advisers, Inc. are registered as Investment Advisers with the SEC and have noticed other jurisdictions that they are conducting securities advisory business when required by law. In any other jurisdictions where they have not provided notice and are not exempt or excluded from those laws, they cannot transact business as an investment adviser and may not be able to respond to individual inquiries if the response could potentially lead to a transaction in securities.

Conning Investment Products, Inc. is a FINRA registered broker/dealer and a Member of SIPC.

For complete details regarding Conning and its services, you should refer to Form ADV Part 2A, which is required to be filed in accordance with SEC regulations. You may obtain a copy by contacting Monica McKenzie at (860) 299-2334 or email monica.mckenzie@conning.com.