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Small and Midsized Pension Plans: Market Analysis and Insurer Opportunity Property-Casualty Forecast & Analysis Global Insurance Mergers & Acquisitions in 2012: Fragmented Patterns in an Uncertain Environment 2013 Life-Annuity Consumer Markets Annual Insurance-Linked Securities: As Alternative Risk Transfer Goes Mainstream, the Reinsurer Business Model is Changing U.S. and Global Insurance Industry Outlook Life Insurance Industry Investments: Under Pressure in 2011 Liability and Tort Trends: Trouble Around the Corner?Long-Term Care Insurance: Pressures Rise on Traditional Products While Combos Thrive Life Settlements: Weak Investor Supply Despite Growing Consumer Demand Insurance Solvency Regulation: The Race for a Workable Risk-Based Solution

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INSURANCE GLOSSARY